Credit Assistant (2nd Jobber)

• To Ensure that 'Covenants' in facility letter documents for Corporate; Commercial Real Estate; Private & Retail Banking are correctly inserted prior to sending to clients.
• Final Loan Drawdown Documentation checks prior to Managing Director sign off to release funds.
• Physical credit file checks on an annual rolling basis and following up with Account officers to ensure that the credit file is in order.
• Other admin adhoc duties form time to time.

Key Responsibilities & Accountabilities

• Write the minutes from CAC meetings;
• Follow up on missing items in credit files with the account officer;
• Thoroughly check documentation is all in place prior to Loan Drawdown;
• Ensure that all facility letters are thoroughly checked before they are posted to the client;
• Coordinate with Housing Loans Unit & Corporate Banking for any issues related to Loan Drawdown and facility letter issues;
• Close working relationship with other bank departments and immediate team in relation to credit approvals related to facility documentation & Loan drawdown requests;

Qualification & Experience

Qualifications: A level to degree level/ACIB or equivalent/Advanced PC skills.

• Experience covering: whilst this is relatively a junior position (at least 1 year banking experience), it would suit someone who is highly organized.

Skills

• Efficient organisation of time and priorities
• Good communication skills with a professional attitude
• Flexibility and strong inter-personal skills
• High Knowledge level with excel and pivot tables;

Key Success Factors

• Taking ownership of the issues faced to see them through to a successful conclusion.
• Hands-on, forward thinking, problem solving attitude.
• Ability to use initiative and work independently in a structured manner.
• Strong ability to manage deadlines and clients/other external counterparties' expectations
• Ensure compliance with the banks policies and procedures.
• Open interaction with various departments and team members within the department
• Flexible attitude to assisting colleagues across teams.