Credit Analyst Contract: 12 Month Fixed Term (Maternity Cover) Location: London (On-site, 4-5 days per week) Salary: £85,000 + Bonus + Benefits
About the Opportunity A leading international banking group with global assets exceeding $400 billion is seeking an experienced Credit Analyst for a 12-month maternity cover contract within its expanding London operation. The London office encompasses private, commercial, wholesale, and retail banking activities, offering a dynamic and collaborative environment.
The Role As a Credit Analyst, you will play a pivotal role in providing independent credit risk assessments to internal committees, covering a diverse portfolio of global financial institutions, sovereigns, corporates, and individuals. Your analysis will combine quantitative and qualitative approaches, evaluating financial accounts, macroeconomic factors, and management quality. Key Responsibilities:
Conduct credit risk analysis for a portfolio of financial institutions and corporate borrowers, ensuring timely and accurate assessments.
Monitor and manage ongoing credit risk for assigned accounts, providing regular updates on any factors impacting risk.
Assess new and renewal credit applications, preparing detailed financial spreadsheets and credit analysis reports using CAMEL methodology where appropriate.
Gather and interpret information from rating agencies, brokers, banks, and market sources to inform risk assessments.
Structure and present credit proposals, ensuring high-quality submissions to the Credit Committee.
Collaborate with Credit Administration, Control, and product units to ensure effective portfolio management and risk limit adjustments.
Prepare periodic reports for Senior Management and undertake special studies as required.
Support the Credit Committee as secretary when needed, ensuring accurate documentation and timely filing of decisions and minutes.
About You Essential Skills & Experience:
Minimum 10 years’ experience in bank credit analysis, with exposure to corporates, banks, and NBFIs.
Strong written English and numeracy skills.
Excellent communication and interpersonal abilities.
Relevant degree or equivalent qualification.
Why Apply?
Join a prestigious, globally recognised banking group.
Work in a collaborative, high-performing team.
Competitive salary, bonus, and benefits package.
Opportunity to make a significant impact in a key risk function.
